Health Insurance

Overview of Requirement

Staying healthy is essential to your academic success!  

The Montana University System requires all students taking seven (7) or more credits and paying mandatory fees to have and maintain major medical insurance while they are attending MSU. 

The Montana University System contracts with Blue Cross Blue Shield of Montana to provide students an affordable and comprehensive PPO private insurance plan as an option to satisfy this requirement. This plan meets or exceeds a Gold level of coverage. It also covers 100% of the cost of lab tests, X-rays, orthopedic devices, immunizations, minor surgeries and procedures at MSU Student Health Services. 

If you have your own insurance, you must decline this student insurance policy when you register for classes. Any changes to your insurance selection must be made before the 15th class day of the semester. If you have made an insurance selection but would like to change it before the 15th class day of the semester, contact the student insurance team at studentinsurance@montana.edu or (406) 994-3199. 

Billing Insurance for Medical Services 

MSU Student Health Services does not directly bill private insurance plans, outside of the Student Health Insurance Plan, for services. Charges for services not covered by the Student Health Fee are applied to the student's account and payment is the student's responsibility. 

Students who wish to file a claim for services for reimbursement from their private insurance carrier can request a statement from the front desk to file claims themselves.  

Pharmacy: 

The MSU Student Health Services Pharmacy will directly bill most insurance plans including Medicaid for prescriptions and some vaccines.  

Remember: 

There is no additional cost for a medical appointment for enrolled students who have paid the Health Fee through their student account.